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Personal

Personal Foreign Term Deposit
 
Personal Foreign Term Deposit

Personal Foreign Term Deposit

  • Definition: Personal Foreign Term Deposit is one of deposit business in which individual customer and the Bank reach agreement on the deposit term in placing FCD deposit, in the method that the principal is deposited in lump sum and shall be withdrawn with interest upon deposit maturity.
    Personal FCD Term Deposit is categorized into Small-amount FCD Term Deposit and Large-amount FCD Term Deposit based on single deposit amount.
    - Small-amount FCD Term Deposit refers to fixed deposit of single minimum initial deposit amount less than USD3 million equivalent.
    - Large-amount FCD Term Deposit refers to term deposit of single minimum initial deposit amount equal to or higher than USD 3 million equivalent.
  • Deposit Currency: USD
  • Term: Four classes of 1, 3, 6, 12 months
  • Interest Rate: Interest of small-amount FCD Term Deposit is calculated at interest rate of the same class announced by the Bank on the deposit date.
    Interest of large-amount FCD Term Deposit is calculated at interest rate of the same class announced by the Bank on the deposit date

  • Minimum Initial Deposit: 

    - Small-amount FCD Term Deposit: USD 200 or equivalent foreign currency 

    - Large-amount FCY Term Deposit: USD3,000,000 or equivalent foreign currency.