Good Morning, Welcome to Offcial Website of KBank China
  • Negotiated Deposit

    Definition: Negotiated Deposit refers to a special RMB term deposit for insurance companies and postal savings companies that are registered in China and who sign a Negotiated Deposit Contract with the Bank and agree on terms such as deposit amount, interest rate, deposit tenor, interest calculation and payment methods, early withdrawal conditions and breach of contract.

    Deposit Currency: RMB

    Term: The deposit tenor shall not be less than 5 years (excluding 5 years)

    Interest rate: Negotiated by both parties

    Minimum deposit: RMB 30 million