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类型

Type

贷款期限

Loan Tenor

基准利率(%)

PBOC RMB Benchmark Rates

短期贷款

Short - Term Loan

一年(含一年)

1-Year (including 1 year)

4.35

中长期贷款

Middle-Term/Long-Term Loan

一年至五年(含五年)

1 to 5 Years (including 5 years)

4.75

五年以上

Over 5 Years

4.90

备注 Remarks:

1. 人民币贷款利率自2015年10月24日生效。

    PBOC RMB Lending Benchmark Rates in effective on 24 October 2015.

2. 我行的人民币贷款利率参考全国银行间同业拆借中心的贷款报价利率(LPR)确定。

   RMB Loan Interest Rate is set based on LPR.