Corporate RMB Term Deposit

Definition: RMB Corporate Term Deposit is the deposit in which the corporate customer specifies the deposit period with the Bank when they deposit RMB, and the Bank will calculate and pay the interest according to the interest rate agreed on the deposit date when the deposit is withdrawn upon maturity. 

Deposit Currency: RMB

Term: 3 months, 6 months, 1 year, 2 years, 3 years, 5 years

Interest Rates: The interest will be calculated according to the deposit rate of the same level announced by the Bank on the deposit date.

Minimum Deposit Amount: RMB 10,000

Withdrawal methods:

1. Withdraw all the money in full upon maturity and settle the principal and interest at one time, according to the specified interest rate.

2. If full withdrawal is conducted in advance, the Bank will calculate and pay the interest, according to the current deposit interest rate announced on the withdrawal date.

3. If partial withdrawal is conducted in advance and the remaining term deposit is not less than the minimum deposit requirement, the interest for the withdrawn part will be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the remaining term deposit will be calculated according to the original interest rate and term. If the remaining term deposit is less than the minimum deposit requirement, the interest will be calculated and paid according to the current deposit interest rate announced on the withdrawal date, and the term deposit will be cleared.

4. Partial or full withdrawal in advance is conducted for only one time.