开泰银行（中国）有限公司-Information Disclosure

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- Financial Institution Deposit Service
- Financial Institution Bill Service
- - Negotiated Deposit
    
    Negotiated Deposit refers to a special RMB term deposit for insurance companies and postal savings companies that are registered in China and who sign a Negotiated Deposit Contract with the Bank and agree on terms such as deposit amount, interest rate, deposit tenor, interest calculation and payment methods, early withdrawal conditions and breach of contract.
- - Bank / commercial acceptance bill discount
    
    Transfer Bank/Corporate Acceptance Draft Discounting refers to a business in which the Bank, who have provided a Bank/ Corporate Acceptance Draft Discounting to their customers, transfers its discounted and undue drafts to the Bank to obtain the funds.
    
    Business scope: Discounted and undue e-Bank Acceptance Draft and e-Commercial Acceptance Drafts
    
    Term of Bill: Not more than 1 year
  - FI trade refinance
    
    The fund demanding corporate customer applies to the Entrusting Bank.
    
    The Entrusting Bank entrusts other banks (“the Entrusted Bank”) to provide financing in its own name.
    
    The Entrusted Bank conducts the payment to a nominated account, according to instructions of the Entrusting Bank on the payment date.
    
    The financing corporate customer repays the Entrusting Bank on maturity and the Entrusting Bank repays the principal and interest to the Entrusted Bank.
Personal Service
- Personal Deposit Service
- Personal Loan Service
- - - Car Loan Online Lending
      
      KBank’s car rental loan is a consumer loan which is used to repay the borrower's financial lease. At present, our bank only carries out car leasing under the model in which the financial lease company pays the vehicle financing funds directly to car dealers or other vehicle sellers. The maximum loan amount for each client’s car rental loan must not exceed RMB 200,000. The loan tenure shall not exceed 3 years, and an equal monthly installment (EMI) shall be adopted. All loans under the project are guaranteed by the financing guarantee company.
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About KBank Home > About KBank > Information Disclosure And Annual Report > Information Disclosure

KBank China Information Disclosure--4th Quarter of 2017

2018-01-26 View content

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